1. Trust in brand
Literal translations that aren’t properly localised often sound unnatural and may not correctly express the brand voice. Incorrect or inconsistent terminology and style across the website can also look careless, and this negatively impacts consumer trust in an organisation. For example, audiences in certain European markets, such as Spain and Italy, may question a financial institution’s credibility if it displays “€10,000” instead of “10.000 €”.
Research backs this up, too. A survey by leading insights specialists, CSA Research, found that 76% of customers prefer to acquire products and services with information in their native language and that buyers inherently distrust financial websites and legal documents they cannot read fluently.
2. Compliance
Financial marketing is regulated content. Under the EU’s MiFID II and the FCA’s COBS 4.2 (UK), marketing communications and financial promotions must be fair, clear and not misleading in the specific market you publish in. This is where a literal translation can be a risk for compliance. Some products, such as “assurance vie” in France, have no exact equivalents in different markets, so poorly translated websites may be considered unclear.
MiFID II also expects risk warnings to appear in the same language as the rest of the communication, so a disclosure left in English (or poorly translated) goes against regulations. A literal translation of an approved disclaimer in the source market is not automatically approved in the target market.
3. SEO and visibility in AI search tools
Online search behaviour, phrasing and intent vary from market to market. Simply translating queries and keywords without redoing the research for the target audience risks your products and services being invisible in search engines.
For example, while a UK saver would search for “high yield savings account”, a German saver wouldn’t search for “Hochzinssparkonto” (the literal translation) as there is no close equivalent term. Instead, local users would look for “Tagesgeldkonto” or “Festgeldkonto”. A literal translation means you could be targeting keywords nobody searches for.
There’s also the technical side of translating for SEO. Publishing raw machine translation can fall foul of Google’s spam policies, which list automated translation without human review as scaled content abuse. This can lead to websites being deindexed. AI search engines, like ChatGPT and Perplexity, typically only cite clear and easy-to-read sources, too.Â
4. Accessibility
For consumer-facing financial services in the EU, accessibility is a legal requirement which applies to every language version of your site. The European Accessibility Act (Directive (EU) 2019/882) came into effect in 2025 and requires consumer-facing financial services, including online banking and investor platforms, to be accessible for users with disabilities. It references WCAG 2.1 level AA, the international web accessibility standard.
Compliance in one language doesn’t make you compliant in another. A localised website needs its own alt text, captioned video, tagged PDFs and accessibility statement in the relevant language. Accessibility has to be maintained as your content changes, too — it’s an ongoing obligation rather than a one-time project.